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Take advantage of higher rates and a safe investment with ISU Credit Union certificates!

CDs

Start at $500 with maturities ranging from three months to five years. You can choose the exact term that fits your needs. Certificates with longer maturities will normally have a higher yield. Rates may change frequently, so check with your Credit Union first when shopping for the highest return.

Ready to open your new certificate or do you need more information? We can help! Please visit us at any ISU Credit Union location or give us a call.

Certificate Rates

Table data for Share/IRA Certificates
 Rates effective 08-21-2018
Deposit Amount Term Compounded/ Paid Annual Percentage Yield (APY)1 Alert Me
$500 + 3 Months Monthly/Monthly 0.15% Receive a notification when this rate changes
6 Months 0.40% Receive a notification when this rate changes
12 Months 0.70% Receive a notification when this rate changes
18 Months 1.00% Receive a notification when this rate changes
24 Months2 2.40%2 Receive a notification when this rate changes
30 Months 1.35% Receive a notification when this rate changes
36 Months 1.50% Receive a notification when this rate changes
48 Months 1.75% Receive a notification when this rate changes
60 Months 2.15% Receive a notification when this rate changes
Regulations prohibit payment in excess of earnings. Penalty required for early withdrawal. All rates are subject to change without notice. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield
  • 2*Annual Percentage Yield (APY) effective 7/02/2018 through 8/31/2018. 2.40% APY refers to the 24-month CD term on balances of $500 or more. Rates subject to change. Other terms and rates available. No institutional deposits, new money is required. Penalty for early withdrawal. Offer available on personal accounts only. Offer not available with any other rate increases or promotional rates. Certain membership qualifications may apply.

Table data for Rewards CD Rates
 
Deposit Amount Term Compound/Paid Annual Percentage Yield (APY)1 Rewards CD .25% (with active Rewards Checking)2 Alert Me
$500 + 3 Mo. Monthly/Monthly 0.15% 0.40% Receive a notification when this rate changes
6 Mo. 0.40% 0.65% Receive a notification when this rate changes
12 Mo. 0.70% 0.95% Receive a notification when this rate changes
18 Mo. 1.00% 1.25% Receive a notification when this rate changes
24 Mo. 1.15% 1.40% Receive a notification when this rate changes
30 Mo. 1.35% 1.60% Receive a notification when this rate changes
36 Mo. 1.50% 1.75% Receive a notification when this rate changes
48 Mo. 1.75% 2.00% Receive a notification when this rate changes
60 Mo. 2.15% 2.40% Receive a notification when this rate changes
Regulations prohibit payment in excess of earnings. Penalty required for early withdrawal. All rates are subject to change without notice. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield
  • 2*Annual Percentage Yield (APY) effective as of 1/17/2017. Available only to members with an active and qualifying REWARDS checking account. The designated REWARDS CD will earn an additional 0.25% APY premium above the normal rate at the time the CD is opened or the REWARDS Checking account is opened. Other terms and rates are available. This account is also eligible for a one-time additional rate bump during the initial term if the REWARDS Checking account is active and qualified. Dividends earned must be deposited into the corresponding REWARDS Checking account each month. Penalty required for early withdrawal.

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