Closed in Observance of Thanksgiving
ISU Credit Union will be closed Thursday (11/23) and Friday (11/24) so employees can spend time with their families. Online Banking, Smart Phone Apps, Mobile Banking, PAT and ATM access will be available.

Certificates

Take advantage of higher rates and a safe investment with ISU Credit Union certificates!

Start at $500 with maturities ranging from three months to five years. You can choose the exact term that fits your needs. Certificates with longer maturities will normally have a higher yield. Rates may change frequently, so check with your Credit Union first when shopping for the highest return.

Ready to open your new certificate or do you need more information? We can help! Please visit us at any ISU Credit Union location or give us a call.

Certificate Rates

Share/IRA Certificates

  •  Rates effective 11-22-2017
Deposit Amount Term Compounded/ Paid Annual Percentage Yield (APY)1 Alert Me
$500 + 3 Months Monthly/Monthly 0.15%
6 Months 0.40%
12 Months 0.70%
18 Months 1.00%
24 Months 1.15%
30 Months 1.35%
36 Months 1.50%
48 Months 1.75%
60 Months 2.15%
Regulations prohibit payment in excess of earnings. Penalty required for early withdrawal. All rates are subject to change without notice. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield

Rewards CD Rates

  •  
Deposit Amount Term Compound/Paid Annual Percentage Yield (APY)1 Rewards CD .25% (with active Rewards Checking)2 Alert Me
$500 + 3 Mo. Monthly/Monthly 0.15% 0.40%
6 Mo. 0.40% 0.65%
12 Mo. 0.70% 0.95%
18 Mo. 1.00% 1.25%
24 Mo. 1.15% 1.40%
30 Mo. 1.35% 1.60%
36 Mo. 1.50% 1.75%
48 Mo. 1.75% 2.00%
60 Mo. 2.15% 2.40%
Regulations prohibit payment in excess of earnings. Penalty required for early withdrawal. All rates are subject to change without notice. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield
  • 2*Annual Percentage Yield (APY) effective as of 1/17/2017. Available only to members with an active and qualifying REWARDS checking account. The designated REWARDS CD will earn an additional 0.25% APY premium above the normal rate at the time the CD is opened or the REWARDS Checking account is opened. Other terms and rates are available. This account is also eligible for a one-time additional rate bump during the initial term if the REWARDS Checking account is active and qualified. Dividends earned must be deposited into the corresponding REWARDS Checking account each month. Penalty required for early withdrawal.

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