Coronavirus (COVID-19) Response

Coronavirus (COVID-19) Information: Branch lobbies are open Mon-Fri:10am-5pm.

Senior Club Checking

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Our Senior Club Checking account is for individuals who have reached or are nearing retirement.

It's easy to qualify!

There are only two simple requirements for membership in the Club:

  • Be 55 years old or older.
  • Use Direct Deposit for your paychecks or retirement checks.

Click the button to the right and open your Senior Club Checking today!

Idaho State University Debit Card

Get your own custom ISU debit card… instantly!

image of ISU debit card from Idaho State University Credit Union
image of ISU debit card from Idaho State University Credit Union
image of ISU debit card from Idaho State University Credit Union

Features & Benefits

Annual Savings Value: $199

  • 1 Free Overdraft Forgiveness Per Year
  • 12 Free Official Checks Per Year
  • Free Instant Issue Debit Card
  • Free Direct Deposit and Payroll Deductions
  • Anytime phone access through PAT, our automated phone system
  • Free Notary Public Service

Checking Rates

Table data for Checking Rates
Minimum Balance Compounded / Paid Annual Percentage Yield (APY)1 Monthly Due Alert Me
REWARDS Plus Checking $0.01-$20,0002 Monthly 1.50% $3
$20,000+2 Monthly 0.15%
If qualifications not met3 Monthly 0.01%
Senior Checking $25.00 Monthly/Monthly 0.01% $3
Basic Checking $25.00 N/A 0.00% $0
Youth Debit Account $25.00 N/A 0.00% $0
Money Market Checking $2,500 + Monthly 0.25% $6.50 (Fee waived with $2,500 daily balance)
Share rates effective 07/01/2017 Money Market Rates effective 03/23/2020. The dividend rate and annual percentage yield may change at any time, as determined by the ISU Credit Union Board of Directors. A list of terms and conditions which apply to the above accounts is available at the Credit Union. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.
  • 1APY = Annual Percentage Yield
  • 2Annual Percentage Yield (APY). Account balances over $20,000 will be paid 0.15% APY on the balance over $20,000. A “qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts which do not meet the three monthly qualifications will earn 0.01% APY on the entire account balance. REWARDS Plus checking is available only on personal accounts.
  • 3Requires monthly qualifications: 12 debit card purchases, a direct deposit or automatic payment, receive electronic statement.

Order Checks

Reorder checksISU Credit Union is offering you a more affordable option for checks through Checks for Less™. Stop by the credit union to see the new check designs and the low cost for these checks. If you would like more information on Checks for Less™ or if you would like to place an order for checks through Checks for Less™, please contact the credit union at 208.235.7100 or Reorder Your Checks Here. (First time check orders must take place through a branch)

Check Reorder Set-up Information

If you are unable to place an order with our new check printer, Checks For Less™, due to one of the following reasons, please call us at 208.235.7100.

  • New Check Order
  • Name or Address Change
  • Do Not Know Starting Number

ID Theft Protection

Fraud Defender

We’ve partnered with a national identity theft protection service called Fraud Defender to help provide aggressive safeguards for our valued members. Our new streamlined checking accounts will come with both financial rewards as before and peace of mind by being part of an identity protection system. 


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