Rewards Plus Checking pays 2.50% APY* on qualified account balances, up to $20,000, and is loaded with other valuable benefits!
- Earn even more with a Rewards Plus CD
Qualifying accounts also earn up to $25 in ATM fee refunds each month. It's also packaged with a wealth of benefits from ID Theft protection to overdraft forgiveness.
To qualify for the REWARDS Plus Checking account dividend, you only have to do three easy things each monthly qualification cycle:
|Minimum Balance||Compounded / Paid||Annual Percentage Yield (APY)1||Monthly Due||Alert Me|
|REWARDS Plus Checking||$0.01-$20,0002||Monthly||2.50%||$3|
|If qualifications not met3||Monthly||0.01%|
|Youth Debit Account||$25.00||N/A||0.00%||$0|
|Money Market Checking||$2,500 +||Monthly||0.10%||$6.50 (Fee waived with $2,500 daily balance)|
|Share rates effective 12/01/2014 Money Market Rates effective 12/01/2014. The dividend rate and annual percentage yield may change at any time, as determined by the ISU Credit Union Board of Directors. A list of terms and conditions which apply to the above accounts is available at the Credit Union. Fees could reduce the earnings on the accounts. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate.|
With our REWARDS Round Up savings program, bags of groceries, cups of coffee and tanks of gas purchased with your ISU Credit Union debit card* may automatically add up to more savings for you.
Enroll in our REWARDS Round-Up savings program and when you make everyday purchases with your ISU Credit Union debit card*, we'll:
REWARDS Round-Up Sample
|Your Purchase||Item Price||Rounded Up To||Transferred to Savings||Alert Me|
|Lunch Combo Meal||$5.20||$6.00||$0.80|
to Savings = $2.52
We’ve partnered with a national identity theft protection service called Fraud Defender to help provide aggressive safeguards for our valued members. Our new streamlined checking accounts will come with both financial rewards as before and peace of mind by being part of an identity protection system.
*Annual Percentage Yield (APY). Account balances over $20,000 will be paid 0.25% APY on the balance over $20,000. A “qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Accounts which do not meet the three monthly qualifications will earn 0.01% APY on the entire account balance. REWARDS Plus checking is available only on personal accounts.