Housing

Does it seem like the topic of mortgage rates keeps creeping into your conversations? Whether at work, with family or out with friends, it’s not uncommon to hear that question “have you seen mortgage rates lately?”

Selling your home can bring up a lot of different emotions – maybe it’s the memories you’ve had there or just the upcoming stress of moving causing your head to spin. But one thing is for sure, if you’re putting your house on the market, you want to get top dollar for it.

“Knowledge is power.” This is true in any industry and is especially true when you are making a large personal decision or purchase.

Although buying a home is still part of the American Dream, it should also be pointed out that a record high of 30% of families have zero (or negative) non-home wealth in America.

Do you remember “The Clapper?” You know, the wireless sound-activated on/off switcher for lights. Seeing those in TV shows looked so high-tech and smart. Who came up with the brilliant idea that you don’t even need to get off the couch to turn off the lights? Brilliant!

So you finally have your dream home (or you are hoping to buy it soon!). Although it would be great if you could throw down a giant pile of cash to make that big purchase, in reality that probably isn’t very feasible. So what do you do?