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Auto Loan Promo - 3.99% APR*

Dream Ride. Dream Rate as low as 3.99% APR*

Promo

Whether you are looking for that new car smell or simply want to upgrade, ISU Credit Union can help with new or used vehicle rates as low as 3.99% APR*! Stop by your local branch to get started today.

The Run Down:

  • Excellent rates that beat industry averages
  • Refinance your higher rate from other institutions and save
  • Local decisions and fast approval process
  • Apply Now!

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3 year loan:
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*Annual Percentage Rate.  Up to 60 months On Approved Credit. Other rates and terms may apply. Offer does not apply to existing ISU Credit Union loans. Rates subject to change without notice. The 3.99% APR includes the 0.25% discount for those members that meet the Rewards Checking monthly qualification cycle parameters and have auto-pay set up from their Rewards Checking account. Members must keep the automatic payment active and have a qualifying Rewards Plus Checking to keep the discount. If the automatic payment is discontinued, or if the Rewards Plus Checking is considered “non-qualifying” for more than 60 days, the loan discount will be removed, and the payment may increase to reflect the change in interest rate.

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Table data for New/Used Car Loan Rates
 Rates effective 07-23-2019
New Vehicles1 Annual Percentage Rate (APR)* Alert Me
60 Months 3.99% Receive a notification when this rate changes
72 Months 4.24% Receive a notification when this rate changes
84 Months 4.99% Receive a notification when this rate changes
Used Vehicles2 Alert Me
60 Months 3.99% Receive a notification when this rate changes
72 Months 4.24% Receive a notification when this rate changes
*Annual Percentage Rate (APR). .25% discount for top tier credit scores. Certain restrictions apply and rates may change. The "as low as" APR includes the 0.25% discount for those members that meet the Rewards Checking monthly qualification cycle parameters and have auto-pay set up from their Rewards Checking account. Members must keep the automatic payment active and have a qualifying Rewards Plus Checking to keep the discount. If the automatic payment is discontinued, or if the Rewards Plus Checking is considered “non-qualifying” for more than 60 days, the loan discount will be removed, and the payment may increase to reflect the change in interest rate. ISU Credit Union attempts to update rates immediately whenever a change occurs; however, the listed rates are not guaranteed accurate. For more information on Vehicle Loans please call (208) 235-7100.
  • 1No Untitled Vehicles. New vehicle rates apply only to vehicles titled for the first time and rates are available to members on approved credit. Rates quoted are for top tier FICO scores.
  • 2Vehicle/RV loan rates are available to members on approved credit. Rates quoted are for top tier FICO scores.