Deposit checks without driving to a branch or putting checks in the mail! Use the Mobile Remote Deposit option in your ISU Credit Union mobile app to make deposits in a snap with your iPhone® or Android™ device.
View FAQs to learn more about Mobile Deposit.
What do you need in order to use Mobile Remote Deposit?
Smartphone users will need to visit the associated App store and download the app by searching for “ISU Credit Union.”
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*Please be aware that while ISU Credit Union's mobile banking services are free, your mobile carrier may assess text messaging and/or web access charges.
Mobile Banking is completely secure. Here are just some of the ways we ensure your safety when using Mobile Banking:
With Mobile Remote Deposit, depositing a check is as simple as taking a photo. Simply snap photos of the front and back of your checks with your iPhone or Android device and make real-time deposits into your ISU Credit Union account.
Once logged into the app on a iOS or Android device, you will see an icon at the bottom that says Mobile Deposit. Click this button and the module will load. You may select to 1) Make a Deposit, 2) View Deposit History, or 3) View Instructions. The instructions provide a step-by-step walkthrough of the process.
There is no fee to use ISU Credit Union Mobile Remote Deposit. However, standard wireless carrier data and charges apply; so please make sure you understand the terms of your mobile agreement before using the Mobile Remote Deposit.
You can deposit as many checks as you'd like up to your personalized deposit limit. However, you can only deposit one check at a time.
We recommend you note on the back that it was deposited via MRDC, the date deposited and the confirmation number from the MRDC system. We further recommend you retain the check for 60 days, after which you can destroy it.
Funds have a 48-hour hold placed as the check runs through verification processes.
There are several verifications being performed on the check image that may result in errors or warning messages. Follow the prompts that come up in the message and continue.
The software uses Optical Character Recognition (OCR) to verify information on the check. Due to the various ways of writing a date, this field can be problematic. This message is simply asking that you verify the date of the check falls within a certain range. Simply verify the date is correct and proceed.